Your Amazing Care account is a traditional interest bearing account. All funds are available to you at all times to be used for whatever purpose you wish. All money contributed is post-tax. The only tax you owe is on any interest paid – just like your checking or savings account. We partner with Sterling Administration because their 17-year history in administering financial accounts ensures that Amazing Care members receive the best service available. You can choose to keep your account within Sterling, or use their brokerage partner TD Ameritrade for reduced fees, or self-direct to another investment account of your choice once a minimum funding level of $5,000 is reached.